If your spouse passed away and was a contributor to the Canada Pension Plan (CPP) you may be eligible to receive a lump sum death benefit. The death benefit is based on the amount of CPP pension your spouse was receiving and the maximum amount is $2,500. The amount received is taxable to the deceased’s estate. You have to apply for the death benefit in order to receive it.. Your financial advisor can help you or you can directly request an application kit from Service Canada or download it in PDF form from at this link.
Note that in order to apply you will be required to provide:
- a Death Certificate
- the Social Insurance Number (SIN) of the deceased
Posted in: Government Benefits