Archive for 'Informational'

Find the Right Real Estate Agent

Find the Right Real Estate Agent

Courtesy of Adele Paletta from Royal LePage Realty Plus.

Working with the right real estate agent will mean a great deal in the long run, whether you are buying or selling a home. There are many agents to choose from, but you need to find an agent you have a rapport with. You need to know that your real estate agent is dependable, trustworthy, honest and working for your best interest and not their own. You need to choose a ...

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Caregiver Stress

Caregiver Stress

Courtesy of Lucie and David Shaw from Nurse Next Door.

If you’re a caregiver to one or more parents, you’ve got a tough job. Not saying that you’d give it up for anything, because most caregivers say that although caregiving is the hardest job they’ve had, it’s also the most rewarding. Still, when you’re experiencing caregiver stress, it’s easy to forget yourself in the equation.

Signs of caregiver stress can include anxiety, depression, difficulty concentrating, irritability, sleep problems, and social withdrawal. ...

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Types of Mortgages

Types of Mortgages

Courtesy of Alexandra Evans-Munoz from The Mortgage Centre.

What Kind of Mortgage Do You Have?

There are two ways in which a lender registers a mortgage loan when your home is used as the security: as a mortgage charge or as collateral charge. Mortgage charges are registered at the Land Registry Office, can be registered, transferred or discharged. This means that if you want to transfer your mortgage to another lender at renewal, you can do so and the ...

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Taking Care of You and Business

Taking Care of You and Business

Courtesy of Patricia Muir from Executive Encore – Maestro Quality Inc.

Following your loss, you are likely to encounter several bouts of “self-preservation” followed by a sense of “rebirth”. This theme will thread through your life like a ribbon: sometimes flowing and fearless; sometimes taught and twisted.

My own experience presented difficult choices when I was most vulnerable. I made many decisions based on self-preservation; not effective business-decision models!

In his final days, my father shared his most valuable ...

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Effects of Medication Problems

Effects of Medication Problems

Courtesy of Scott Johnson from HomeInstead Senior Care.

Seniors and family caregivers should look for warning signs that can indicate a problem with a medication. “When there is a change in medication, you should watch for changes in behaviour,” said Pronica Janikowski, Professional Development Coordinator of the Canadian Society of Consultant Pharmacists. “The person may be confused or dizzy and this can lead to a fall. Sometimes changes in medication can also make them drowsy, so if they are suddenly ...

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Seniors and Housing

Seniors and Housing

Courtesy of Adele Paletta from Royal LePage Realty Plus.

Seniors have a unique need in housing related to changes that occur with age. Some of these changes may be a normal part of healthy aging, while others may be related to unhealthy aging.

Chronic conditions and physical limitations can effect their safety in their own home. Housing for seniors must take into consideration the need for safety, health care, physical activity, and social interaction. All these needs change with age and ...

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Beware the “Will Kit”

Beware the “Will Kit”

Courtesy of David Mills from Mills and Mills LLP.

Why should you not use a do-it-yourself “Will Kit”?

A form can’t ask all the right questions. No matter how carefully prepared it is, a “fill in the blanks” Will kit simply cannot listen carefully to your needs and circumstances and prepare a Will that safeguards your estate, minimizes taxes, and protects against avoidable and costly conflicts.

Seemingly minor mistakes can have costly and unexpected consequences. Wills are subject to very specific ...

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Financial Planning can give Elderly Clients Peace of Mind

Financial Planning can give Elderly Clients Peace of Mind

Courtesy of Janet Baccarani from DFS Private Wealth.

Most financial planners have many elderly clients. Some need legal assistance, whether for drawing up a will and power of attorney, selling a home or completing an estate plan. The financial planner wants to have a referral arrangement with a law firm that understands the needs of the elderly clients. As a financial planner, I want to know that the lawyer I refer clients to is patient and understands that the ...

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Getting Parents to Accept Help: 10 Tips

Getting Parents to Accept Help: 10 Tips

Courtesy of Lucie and David Shaw from Nurse Next Door.

Tips to getting parents to accept help…

#1 Seek the advice of a trusted professional
A Physician can be your best ally in getting your parents to accept help. Alternatively, we often find that by just bringing in Nurse Next Door for a free consultation and having an outside “expert” opinion can go a long way.

#2 Hire a caregiver to manage some household chores and NOT actual “hands-on care” or ...

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What a Senior Needs to Ask a Doctor About a Prescription

What a Senior Needs to Ask a Doctor About a Prescription

Courtesy of Scott Johnson from Home Instead Senior Care.

Seniors who are seeing multiple doctors are at increased risk of medication problems. Try to ensure that older adults have one doctor overseeing all of their medications. Also, look for an independent pharmacy or a specialist in geriatrics, geriatric pharmacotherapy and the unique medication-related needs of the geriatric population.

Home Instead Senior Care® has put together the following list of questions that seniors and family caregivers should ask a doctor about ...

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