About

Our Mission

Widowed.ca is a free online resource for widows, widowers and their loved ones, providing an easy way to locate a wide variety of information and services needed after the loss of a loved one.
Widowed.ca was created by Dedicated Financial Solutions. Dedicated Financial Solutions is a full service financial planning firm that takes your whole situation into consideration when working with you. As a widow/widower it is important to focus not only on the investing but generational wealth transfer and tax efficient income. This is their specialty.

Our Quality Guarantee

At Widowed.ca, we are committed to ensuring that the companies listed meet our high quality standards of customer service and satisfaction.

    To list on Widowed.ca, each company must meet several criteria. These include:

  • Demonstrated ability to understand the needs of widows/widowers
  • Show experience in their field and geographic location
  • Provide 2 references

If you feel that any of the businesses listed on Widowed.ca has violated these principles and/or you are not completely satisfied with the service you have received from them, please contact me; Jennifer Black, Founder of Widowed.ca via email or call me at (416) 623-5091.
If you know of a business that should be listed on this website, please contact us with their information and we’ll be sure to reach out to them.
If you are a business that fits the above criteria and would like to be listed on Widowed.ca as a trusted solution provider, please contact us.


JANET BACCARANI

About

BSc, MBA, CPA, CA, CFP, FMA, CPCA
Certified Financial Planner
Dedicated Financial Solutions


As a Chartered Accountant and Certified Financial Planner, Janet has assisted clients with tax related matters in creating and preserving wealth for their families since 1998. She is dedicated to helping her clients find the right blend of wealth creation and preservation for their long-term security and family needs. Janet’s executive-level business experience has given her an in-depth understanding of the unique financial planning requirements of time challenged corporate executives and business owners.

Taxation Expertise

  • Product development specialist for a major tax-preparation software company
  • Tax support for the products and services team at a major trust company
  • Director of the Tax and Accounting division of one of Canada’s foremost publishers of taxation information for legal and accounting professionals

Education/Designations

  • Bachelor of Science, University of Toronto, 1975
  • Master of Business Administration, McMaster University, 1978
  • Chartered Accountant designation, 1979
  • Certified Financial Planner designation, 1999
  • Financial Management Advisor designation, 2006

Community Involvement

Board member, Volunteers of Trillium Health Centre
Executive member, Etobicoke C.A. Association
Former treasurer for the Board of Directors, Renascent (a non-profit alcohol and drug addiction treatment centre)

Personal Notes

Janet and her husband, Zito, are the parents of two grown children and have made Etobicoke their home for more than 25 years. In her spare time, Janet enjoys reading, golf, travel and the company of her two granddaughters.


JENNIFER BLACK

About

BSEd, FMA, CFP, CPCA, FCSI, CIM
Certified Financial Planner
Dedicated Financial Solutions


After a successful tennis career Jennifer joined Janet in the financial industry in 2003. Jennifer quickly discovered how much she enjoys working with people and helping them to achieve their goals. Leveraging the discipline and work ethic developed during her tennis career. Jennifer has been instrumental in creating the successful process used by Dedicated Financial Solutions. Each meeting has a specific focus, ensuring that clients are always accomplishing something that will move them closer to achieving their goals.

As a certified Financial Planner and Canadian Investment Manager, Jennifer has an inherent ability to understand clients’ needs, help them clarify their goals and develop portfolios to help them reach those goals quickly and efficiently.

Education/Designations

  • Bachelor of Science and Education, University of Nebraska, 2003
  • Financial Management Advisor designation, 2006
  • Certified Financial Planner designation, 2008
  • Certified Senior Advisor designation, 2008
  • Canadian Investment Manager designation, 2009
  • Fellow of the Canadian Securities Institute, 2009

Community Involvement

Using the knowledge and insight she gained while helping a friend cope with the emotional and financial challenges of being widowed, Jennifer has created widowed.ca, an online resource for widows and widowers in the Greater Toronto Area.

Personal Notes

Jennifer lives in Mississauga with her husband, Kevin, and their daughters, Sara and Kayla. When she’s not shuttling the girls from one after-school lesson or activity to another, Jennifer indulges her passion for active sports, including golf and tennis.


To contact Janet and Jennifer for a complimentary 2nd opinion or to get answers to your specific financial questions Click Here.

Disclaimer

Information contained herein is provided for informational purposes only and should not be relied upon exclusively as estate, tax planning or investment advice, nor should it be construed as being specific to an individual’s investment objectives, financial situation or particular needs. You should always obtain professional advice before acting on the basis of material contained herein. While Widowed.ca will endeavour to update this information from time to time as needed, information can change without notice and Widowed.ca does not guarantee the accuracy or completeness of this information, including information provided by third parties, at any particular time, nor does it accept any responsibility for any loss or damage that results from any information contained herein.